What Are the Benefits of LHWCA?

If you or a loved one were injured while at sea or in a maritime-related occupation, you could be protected under the Longshore and Harbor Workers' Compensation Act (LHWCA). Operated by the Office of Workers' Compensation Programs, this act provides maritime and offshore workers with illness and injury protection should they not be able to continue working. Seamen, ship builders, harbor workers, longshoremen, ship repairers, oil rig workers, and more are all protected under this law. Offshore accidents are not uncommon and can lead to serious injuries, and in some cases, death.

It is important to be aware of the benefits that you are entitled to so that your rights are not violated. If your injuries prevent you from returning to work for a time, you could receive 66.66% of your average weekly income. If a family member passed away, the surviving spouse and children could receive from 50% to 66.66% of their wages. Besides compensation for lost wages, injured offshore workers may also receive reimbursement for medical costs. Hospital fees and rehabilitation costs can add up quickly and can prove to be too must of a financial burden on many families. For companies that have obtained workers compensation insurance, the funds will be paid by the insurance company.

Some employees fear applying for workers' compensation as they fear that their employer may retaliate against them. However, another benefit of this act is in regards to the employee's right not to be discriminated against because of a claim. An offshore injury attorney could review your case to see what the best legal option is for you. Not only that, but they could walk with you through the entire process and help you obtain the financial assistance you need.